State Street Mortgage, Ltd.

We are dedicated to providing you with exemplary service.  Our purpose is to make your transition into your new home as smooth as possible by guiding you through the home financing process.  We offer complete mortgage lending services and a wide variety of loans.   

Our loan officers will work closely with you to determine the best financing option for your specific needs.  They will guide you through the entire process – from application through the closing of your home loan.

Because we take the time to learn about you and your individual situation, we translate that information into the mortgage program best suited for you.  We also provide information to you about down payment assistance programs, affordable loan programs or loans with flexibility.

With State Street Mortgage, Ltd.  you’ll experience:

• Exemplary service provided by seasoned professionals with a knowledgeable and extensive lending background
• Convenience of loan applications by web, phone, fax, mail or in person
• Loan programs designed to meet your needs.  We are experienced in new construction financing, which is different from simple purchase financing.
• In-house processing, underwriting, closing and funding
• Competitive interest rates

Our commitment to service is more than just words – it’s action
When you apply for a home loan at State Street Mortgage, Ltd., you can expect a pleasant experience with dependable information and timely follow-up.  We take pride in providing not just a better mortgage, but a better mortgage experience.

• Total access to a mortgage loan expert who can answer your questions
• Complete control of the transaction from application to close (in-house underwriting means we are the decision makers)
• Timely funding of your loan (we disburse our own funds, so there are no delays)
• We will conduct ourselves with honesty and integrity in every action and transaction

Credit Solutions Center: Bridging the credit gap
State Street Mortgage, Ltd.’s Credit Solutions Center is an initiative that creates opportunity for home buyers in today’s challenging lending environment. Our full-service department is dedicated to assisting any credit-challenged buyer looking to purchase a new home. Our services include:

• State-of-the-art credit disputing technology
• Credit score simulating software
• Monitoring and educational platform
• Call Center for buyer’s credit-based questions
• Risk-based pricing adaptation

The resources we offer will be utilized to qualify buyers and increase their credit scores. This will ensure that buyers are not affected by the higher rate and mortgage insurance. Also, if a buyer’s contingency sale fails, we want to contact  the unsuccessful buyer in an attempt to salvage both deals.  Our technologies and staff can be utilized instead of letting  the buyer walk away from the possibility of purchasing a new home.